Use Case: Liquidity Reporting Automation for Mid-Sized Commercial Bank

Background:

A mid-sized commercial bank needed to modernize its FR 2052a liquidity risk reporting process. The Treasury and Risk teams struggled with manual aggregation of transactional, funding, and cash flow data from multiple core systems. The goal was to reduce operational burden, eliminate reconciliation errors, and ensure regulatory compliance.

Challenges:

• Manual Excel-based workflows were prone to error and delayed submission timelines.
• No standardized framework to validate source-to-report data flows.
• Regulatory reporting changes (e.g., LCR, NSFR updates) required constant manual updates.
• Lack of visibility into downstream impacts of data issues from source systems.
  

Solutions:

• Implemented OnCoor Regulatory CoPilot to automate the ingestion, validation, and enrichment of liquidity-related data from 30+ source systems.
• Enabled end-to-end pipeline generation, with built-in audit controls and auto-validation modules.
• Integrated business rules library for FR 2052a and LCR compliance directly into data pipelines.
  
  

Key Benefits:

• Cut manual reporting workload by 80%, freeing resources for strategic liquidity planning.
• Delivered daily liquidity reports with full traceability and data quality tracking.
• Reduced regulatory exposure by ensuring consistency and accuracy in all FR 2052a submissions.
• Supported dynamic scenario modeling with access to reconciled, real-time liquidity data.